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Welcome to More Than Mortgages!


Lauren Young is a Financial Adviser with an extensive background in business, commercial and private banking, and investment portfolios.

She is experienced in residential, commercial and construction loans, rental investment purchases, refinancing and interest rate structuring. Lauren offers specialist advice, care and lifetime support to help you reach both your short and long term financial goals.

Lauren loves to solve problems for her clients. Whether you’re buying a property for the first time, refinancing your mortgage or are an avid investor, she offers expert advice delivered with honesty, professionalism and integrity. Lauren works with clients across a range of industries and is particularly good at finding solutions for the self-employed and business owners. Rather than just looking at your short-term requirements, she will ensure you’re set up correctly now, in order to protect and grow your wealth throughout your life.

Why use a Financial Adviser?

For most of us, our mortgage is our biggest financial commitment. A Financial Adviser must act in your best interest and has a duty of care. In fact, according to a 2020 Financial Advice New Zealand survey, 87% of the Kiwis surveyed agree that using an adviser resulted in securing the best mortgage. Lauren will help you find the best value home loan for your particular circumstances. She will save you time and money, and her service is almost always free!

Lauren is available by phone & email. 

Phone: 022 092 8185   Email:











Lauren has access to a wide range of mortgage and business products from more than 25 lenders and will work hard to find the best option for you. She will:


Get to know you

It’s important to Lauren that you get good advice, so she takes the time to understand your financial position and long term goals. Are you just starting out? Do you have an existing mortgage and are paying down debt? Perhaps you’re ready to take that next step into an investment property. Whatever your stage of life, Lauren will tailor a plan to suit you.

Find the right lender

Bank policies are constantly changing and each bank has different rules and guidelines depending on what you’re trying to do. Lauren speaks ‘bank’ and understands their points of difference, so she can match you to the lender that suits you and your goals best.

Help you manage debt

While most people have a set and forget attitude to their mortgage, with the right strategy you can save thousands of dollars over the life of your loan. Whether you want to pay off your loan faster or leverage yourself into the next property, Lauren can show you how to achieve your goal.

Look at the big picture

Lauren offers financial life-mapping sessions to talk about how the future might look based on your current position. She’ll also find out where you’d like to go and come up with a strategy to help you get there. This gives Lauren’s clients the confidence to make better informed decisions.